Services

Discover Our Comprehensive Financial Offerings

(704)-966-7531

SBA 7(A) LOAN FEATURES

Affordable Business Financing Since 7(a) loans are backed by the Small Business Administration (SBA), lenders are able provide lower interest rates and longer repayment terms compared to other business financing options. Because you pay less in monthly interest with an SBA 7(a) loan, you have the cash flow to successfully operate and grow your business.

SBA 504 LOAN FEATURES

Get Fixed Rates for Commercial Real Estate and Equipment The SBA 504 loan is designed to finance long-term fixed assets like commercial real estate and equipment. You can use a 504 loan to purchase and renovate an existing building, buy land and finance ground-up construction, purchase new equipment, or pay off debt incurred from these purchases.

CONSTRUCTION FINANCING FEATURES

Work with a Lender that Helps You Stay on Schedule and in Budget Time for a new location? As your small business continues to grow, make room to grow with it. Whether you’re adding a new location, or just looking for a bigger place to operate, partner with a lender who will custom fit the loan to meet your needs.

EQUIPMENT FINANCING DETAILS

Upgrade Your Equipment and Still Have Cash to Grow With equipment financing from our preferred lender, you get the critical equipment you need to generate more revenue, cut labor costs and scale your business. low rates and flexible terms allow you to invest in the equipment you need without restricting cash flow. When you get equipment financing with us, you’ll be working directly with a FDIC-insured lender. We are an equipment financing lender you can trust.

ASSET-BASED LENDING FEATURES

Get Financing that Can Support Rapid Growth With an asset-based loan from our preferred lender, small business owners can tap into cash currently invested in account receivables or inventory to support growth or turnaround objectives. You can borrow up to 75% of the value of your inventory and up to 85% of the value of your accounts receivable with our asset-based financing.

Conventional Commercial & Residential Builder Financing

Get Your Project Done Right with our Proven Construction Lenders We’ve helped real estate developers, home builders and investors nationwide finance projects with fast and affordable conventional construction loans for over 15 years. Financing Features: Up to $10M in funding Up to 85% loan-to-value Terms of 12 to 36 months Low rates and flexible terms In-house underwriting and fast approvals Quick draw turn arounds with in-house draw disbursement department

BUSINESS ACQUISITIONS DETAILS

Buy a Business with a Top-Five SBA Preferred Lender Looking to buy a business? While many lenders won’t consider financing a business acquisition unless you put up to 30% down, with our preferred lender you can buy the business with as little as 10% down. Beyond equity injection, they considers crucial mitigating factors in our loan decisioning, like historical cashflow, credit history, your industry and management experience.

BUSINESS DEBT REFINANCING DETAILS

We Help Make Unsustainable Debt Sustainable Is your expensive business debt eating up cash and making it hard to grow your business? Whether it’s a short-term loan with a sky-high interest rate, an approaching balloon payment or an expiring bridge loan—refinancing that debt can be a great way to free-up your cash flow.

WORKING CAPITAL SBA LOAN DETAILS

What Smart Business Owners Do About Cash Flow Problems Our preferred lender offer smart, simple and affordable working capital solutions. With working capital loans you have the cash you need to solve off-season cash-flow issues, prepare for a seasonal rush, upgrade equipment, hire staff, launch a new product or more.

USDA B&I LOAN FEATURES

Affordable, Long-term Financing that Builds Businesses and Communities With a USDA B&I loan from our preferred Bank, you can get up to $10M in financing with an USDA for your rural-based business. Created by the U.S. Department of Agriculture, Business & Industry (B&I) loans help rural businesses get financing at competitive rates and longer terms so they can continue to grow and create more jobs.

BUSINESS PARTNER BUYOUT DETAILS

Keep Your Business Running Smoothly During a Partner Buyout Are you looking to buy out a partner because of retirement, disability, death or a partner dispute? Because buying out a partner is often complicated by personal factors, it is important to work with a lender who can navigate your buyout with complete confidentiality.

COMMERCIAL REAL ESTATE FINANCING DETAILS

Purchase Commercial Real Estate with Flexible and Affordable Financing When you need to combine commercial real estate with a business acquisition or working capital—we’ve got you covered. The flexibility of our SBA 7(a) loan allows us to finance multiple assets or projects, up to $5M, with just one business loan.

Senior/Debt & Equity

PRE Investment & Consultant Firm is a capital markets firm that provides capital finances for commercial real estate nationwide through Institutional, Investors, and direct syndicated discretionary funds. We offer a skilled and experienced team which has a solid understanding of RE development, architecture, and construction management. From strategic planning to fundamental construction budgeting and requisition process, we take a comprehensive approach to analyzing and underwriting pro-forma construction scenarios to execute successful and time constrained construction initiatives. We understand that access to capital is paramount to achieving and completing development goals which must comply with often compressed schedules, skills to effectively navigate the nuances and intricacies of a construction funding process is critical to successful development.

Trusted 1,000 Client

The PRE Advantage: Elevate Your Financial Strategy

01/Commitment to Integrity

We Lead with transparency. sound judgment, trusted advice at every step.

02/Proven Track Record

Our experience and disciplined approach help clients move forward with confidence.

03/Commitment to Education

We stay focused, responsive, and hands-on until the right outcome is achieved.

Affordable Solutions: Vinance Pricing

Complete Financial Checkup

The Complete Financial Checkup is a comprehensive review designed to help individuals, entrepreneurs, and business owners better understand their current financial position and identify practical next steps.

Services Included

Detailed Financial Assessment

Personalized budgeting guidance

Initial Market Insights Briefing

Important note

The Complete Financial Checkup is an educational and strategic review

$299 one-time fee

Capital Readiness & Business Funding Model

Prepare your business to pursue capital with greater clarity and structure. PRE evaluates your financial readiness, identifies funding requirements, organizes key documentation, and develops a strategic funding model aligned with your business objectives.

Services Included

Capital Readiness Assessment

Funding Needs Analysis

Business Funding Model

Funding Preparation

Strategic Funding Guidance

Important note

This service does not guarantee funding approval, investment returns, or access to any specific lender or investor.

$999 per quarter

Capital Stack & Funding Consulting

Develop a clear and informed funding structure for your business or real estate project. PRE helps evaluate capital requirements, funding gaps, debt and equity options, proposed terms, ownership considerations, and potential sources of capital. Clients receive strategic guidance and organized preparation to help them approach funding decisions with greater clarity.

Services Included

Senior Debt

Mezzanine or Subordinate Debt

Preferred Equity

Common Equity

Sponsor or Owner Contribution

Customized quote

Client Success Stories: Hear What They Say

Working with Vinance has been a game-changer for my retirement planning. Their team provided insightful advice and tailored solutions that aligned perfectly with my financial goals.

Emily Johnson, Retired Educator

Schedule a Consultation with PRE

(704)-966-7531